I'm paying about $1000/year living in Barrie, Ontario, Canada.
However, I have the best coverage money can buy and I hope I never have to use it.
$2 Million coverage for everything: Liability, Accident benefits (major or minor injuries) Family Protection, $0 deductibles, Accident forgiveness, Rental car coverage, vehicle replacement, Guaranteed replacement of the car for the first 4 years (if stolen never recovered or total loss accident I get a brand new one or the same amount of money that I paid for, no depreciation)
The Accident benefits coverage if you go with the standard coverage you only get $65,000, I said no way, I want the best $2 Million.
If to have all that it's only costing me $300 more per year based on what everyone else is paying, I'll take it.
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