I use the Ford Accessories / CoverCraft one - got it for $170. It's not the softest, but it's far from the worst thing that'll touch the paint. Not sure if that one is outdoor rated, tho.
Mine's garaged, but it's a shared garage so mine gets covered in garbage when I don't drive it for a while (and touched by nosey neighbors) since I don't drive it in the snow/rain. So, I'd rather risk the very slightly dulled clear coat in small spots than leave it uncovered for the winter months. I don't cover it during summer, tho (to keep from scratching).
If you'll be taking the cover on and off regularly, then I agree it's better to just keep it waxed. Frequently putting on / taking off the cover is definitely going to give you micro scratches (especially if you don't wash or wipe down the car before covering it every time).
'17 Fusion Sport, Magnetic 401A
(MKZ Cluster / TTR Garrett FMIC / Titanium Tail Lights / Black 10-spoke Escape rims / 5Hundred Painted Badges / Edge Antenna / Mondeo Door Sills / Redline Tuning Hood Struts / Ceramic Tints)
'14 Edge Sport AWD (Daily)
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